Every bill.
One tap. Zero hassle.
Pay electricity, water, gas, broadband, mobile, and FASTag bills in seconds — with bank-grade security, instant confirmations, and cashback on every payment.
Good morning
Ananya Rao
Wallet Balance
₹8,420.50
Upcoming bills
See allElectricity
Due in 2 days
₹1,240
- 256-bit Encryption
- Instant Payment
- Millions of Transactions
- 99.9% Success
- 24x7 Support
Every biller you need, in one app
From daily utilities to annual insurance premiums — manage and pay them all without switching apps.
Pay any state board bill instantly, zero paperwork.
Municipal water bills, settled in a few taps.
Piped gas & LPG bookings paid on time, every time.
Keep your Wi-Fi running with auto-scheduled payments.
Prepaid recharges and postpaid bills for every operator.
Top up your FASTag before you hit the toll booth.
Clear card dues early and dodge interest charges.
Never let a policy lapse — premiums paid on schedule.
Recharge your DTH pack before the screen goes dark.
Built for how you actually pay bills
Every feature designed to save you time, protect your money, and reward you for staying on top of things.
Upcoming Reminders
3 activeElectricity
Due in 2 days
Water
Due in 5 days
Mobile Recharge
Due tomorrow
Never miss a due date again
Smart auto reminders track every biller on your account and nudge you before due dates, so late fees become a thing of the past.
- Custom reminder schedules
- Push, SMS & email alerts
- Auto-pay for trusted billers
Recent Payments
Last 30 daysElectricity · BESCOM
3 Aug
₹1,240
Broadband · ACT Fibernet
1 Aug
₹899
FASTag Recharge
29 Jul
₹500
Every payment, perfectly organized
A clean, searchable payment history gives you instant visibility into where your money goes — download receipts anytime.
- Downloadable receipts
- Category-wise breakdown
- 12-month history
Your Billers
ManageElectricity · BESCOM
Pay in one tap
Your billers, saved and ready
Add billers once and pay in two taps next time. nSetu remembers account numbers securely so you never re-enter details.
- One-tap repeat payments
- Unlimited saved billers
- Auto-detect biller details
Choose payment method
Pay via UPI ID
ananya@upi
Pay your way — UPI, cards, or net banking
Every major payment method is supported with the same bank-grade security, so you can pay however suits you best.
- UPI, cards & net banking
- Saved cards, tokenised
- Split payments
Cashback balance
₹1,240
Electricity bill
Mobile recharge
Earn cashback on every bill
Real cashback, credited instantly — not points that expire. The more you pay, the more you save.
- Instant cashback credit
- Bonus offers every month
- No minimum redemption
Notifications
Electricity bill paid
₹1,240 · BESCOM
Water bill due soon
Due in 3 days
Cashback credited
+₹45 added to wallet
Stay informed, in real time
From payment confirmations to bill generation alerts, get precisely the notifications you need — nothing more.
- Real-time payment status
- New bill alerts
- Fully customizable
Three steps to a paid bill
No forms, no fumbling for account numbers. Just select, review, and pay.
Select
Choose a biller category and enter your account or consumer number in seconds.
Review
Confirm the bill amount and due date — everything fetched automatically, zero manual entry.
Pay
Pay securely with UPI, card, or net banking and get an instant confirmation with cashback.
Your money and data, protected at every layer
nSetu is built on infrastructure trusted by banks — because when it comes to your money, good enough isn't good enough.
256-bit Encryption
Every transaction is protected with bank-grade AES-256 encryption, both in transit and at rest.
Privacy by Design
We never sell your data. Account details are tokenised and access is strictly need-to-know.
Real-time Fraud Protection
AI-driven monitoring flags suspicious activity instantly, keeping your money and identity safe.
Secure Infrastructure
PCI-DSS compliant infrastructure with continuous audits and 99.99% uptime guarantees.
PCI-DSS Level 1 compliant · ISO 27001 certified infrastructure
Loved by millions of bill payers
Real feedback from people who switched to nSetu for their monthly payments.
“nSetu turned bill day from a chore into a two-tap task. The reminders alone have saved me from late fees three times this year.”
ARAnanya Rao
Product Designer, Bengaluru
“I manage electricity and broadband for two offices. Saved billers and instant confirmations make it painless every single month.”
VMVikram Mehta
Small Business Owner, Pune
“The security messaging isn't just marketing — the app genuinely feels as trustworthy as my bank's own portal.”
STSara Thomas
Software Engineer, Hyderabad
“Cashback on FASTag recharges was the surprise win for me. Clean UI, fast payments, no nonsense.”
RNRahul Nair
Freelance Consultant, Kochi
Questions? We have answers.
Everything you need to know about paying bills with nSetu.
Yes. nSetu uses 256-bit AES encryption, tokenised account storage, and real-time fraud monitoring on every transaction. Our infrastructure is PCI-DSS compliant and independently audited.
nSetu is coming soon to your phone
We're putting the finishing touches on the app. Be the first to know the moment nSetu launches on iOS and Android.
Scan to join the waitlist and get notified the moment we launch.
Good morning
Ananya Rao
Wallet Balance
₹8,420.50
Upcoming bills
See allElectricity
Due in 2 days
₹1,240